A consumer may NOT be eligible for Medicare Supplement Insurance if:

Prepare for the AARP Medicare Supplement Insurance Plans Certification Test. Explore multiple choice questions with detailed hints and explanations. Boost your knowledge and confidence for the exam!

A consumer may not be eligible for Medicare Supplement Insurance if they are enrolled in another Medicare Supplement plan or a Medicare Advantage (MA) plan. This is because Medicare Supplement Insurance is designed to work in conjunction with Original Medicare, providing additional coverage for certain costs like copayments, coinsurance, and deductibles. If an individual is already enrolled in a different Med Supp plan or an MA plan, they already have coverage that may cover those gaps, making it unnecessary and potentially conflicting to enroll in another plan at the same time.

It’s important to note that individuals who are 65 years or older or who qualify for Medicare Supplement open enrollment are generally allowed to apply for a Med Supp plan. Additionally, passing medical underwriting would typically facilitate eligibility, but it does not override the restriction of being enrolled in another plan. Thus, currently being enrolled in another Med Supp plan or an MA plan is the primary disqualifier.

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