Can Medicare Supplement Plans deny coverage based on health status during the enrollment period?

During the enrollment period, specifically within the guaranteed issue period, Medicare Supplement Plans cannot deny coverage based on health status. This is a key feature of the guaranteed issue rights that protects applicants from discrimination due to pre-existing conditions or health status when they apply for a Medicare Supplement policy.

The guaranteed issue period typically occurs when an individual first becomes eligible for Medicare or during specific situations that allow for this type of enrollment. This means that individuals can receive coverage regardless of their medical history, ensuring that those who need supplemental insurance can access it without facing barriers due to health concerns.

The correct answer highlights the protection consumers have during this critical time, emphasizing the importance of guaranteed issue rights in promoting equitable access to healthcare coverage. Therefore, individuals should be aware of these rights to make informed decisions about their Medicare Supplement options.