Can you purchase a Medicare Supplement Plan if you are under 65?

Medicare Supplement Plans, often referred to as Medigap plans, can indeed be purchased by individuals under 65, but this is subject to state regulations. Many states have specific rules that allow people under 65 who are eligible for Medicare—usually due to a disability—to purchase a Medicare Supplement Plan. A few states may have more expanded options, providing access to Medigap plans for individuals under 65.

It is important to understand that these regulations can vary significantly from one state to another, resulting in some states allowing for the purchase of a Supplement plan while others might have more restrictive criteria or even limit enrollment based on age. Therefore, being aware of the specific laws in your state regarding eligibility for Medicare Supplement Plans is crucial for understanding the options available to those under 65.