Consumers newly eligible for Medicare Part A on or after January 1, 2020 will be able to:

Consumers who are newly eligible for Medicare Part A on or after January 1, 2020, cannot purchase Medicare Supplement Insurance Plans C or F due to changes made by the Medicare Access and CHIP Reauthorization Act (MACRA) of 2015. This legislation restricted the sale of these plans to individuals who were already enrolled in Medicare before this date.

Plan C and Plan F are both comprehensive coverage options that help pay for out-of-pocket costs not covered by Medicare, such as deductibles and coinsurance. However, since the law was enacted, individuals who become eligible for Medicare on or after January 1, 2020, will have to choose from other available Medicare Supplement plans, such as Plan D or Plan G, which provide similar benefits but do not cover the Part B deductible.

This restriction helps to reduce overall Medicare spending and encourages the purchase of other, potentially lower-cost plans. Therefore, those newly eligible for Medicare Part A will need to evaluate their coverage options within the framework of the available Medicare Supplement plans other than C and F.