For eligible applicants, the enrollment discount percentage is applied to which price?

The enrollment discount percentage is applied to the standard rate because this is the baseline price that serves as the reference point for calculating premiums for Medicare Supplement Insurance. The standard rate represents the typical cost of the insurance plan before any discounts or adjustments are applied. By using the standard rate for the discount calculations, it ensures consistency and transparency in how the discount is applied across different applicants.

In contrast, the other rates mentioned—discounted, promotional, or tiered rates—may include variations that are either temporary or based on specific conditions. The standard rate remains fixed and reflects the regular cost structure set by the insurance provider. This foundational rate is crucial for accurately determining the amount of the discount that can be applied to eligible applicants, allowing for a fair and uniform approach to pricing.