If a consumer is leaving a Medicare Advantage plan for a Medicare Supplement plan, what is NOT automatic?

When a consumer transitions from a Medicare Advantage (MA) plan to a Medicare Supplement (Medigap) plan, disenrollment from the Medicare Advantage plan is not automatic. This means that the consumer must actively take steps to disenroll from the MA plan in order to enroll in the Medigap plan. If these steps are neglected, the individual may inadvertently remain in the MA plan, which could lead to confusion and continued coverage under the original plan.

In contrast, while it is essential for consumers to inform any previous providers regarding their new coverage, dismissing those providers does not occur automatically; there is no formal process that does this on behalf of the consumer. Similarly, enrollment in a Part D drug plan depends on the consumer's choices, as it is not mandated automatically with Medigap enrollment. Regarding coverage for pre-existing conditions, Medigap plans typically provide some level of coverage for these conditions, subject to specific rules and regulations. Therefore, out of all these options, disenrollment from the MA plan requires active participation by the consumer.