What change was instituted by MACRA regarding Medicare Supplement Insurance?

The correct answer regarding the change instituted by MACRA (the Medicare Access and CHIP Reauthorization Act) relates to the restriction of enrollment in plans C and F for new beneficiaries. Under MACRA, which took effect on January 1, 2020, these two plans were discontinued for individuals who are newly eligible for Medicare.

Plans C and F have historically provided comprehensive coverage, filling many of the gaps in Original Medicare. However, the intent of MACRA was to help reduce overall Medicare spending and encourage the use of alternative Medicare cost-sharing methods. As a result, new enrollees are no longer able to choose these plans, pushing beneficiaries toward newer options that provide coverage without first-dollar benefits, thereby promoting more responsible healthcare spending.

This change specifically affects only those who are newly eligible for Medicare, while individuals who were already enrolled in these plans prior to the cutoff date can keep their coverage. The other options do not accurately reflect the specific regulatory change brought on by MACRA regarding Medicare Supplement Insurance Plans.