What does "skilled nursing care" cover in Medicare Supplement insurance?

Skilled nursing care in the context of Medicare Supplement insurance refers specifically to coverage for skilled nursing facility services, which are provided when certain criteria set by Medicare are met. This type of care is typically required after a qualifying hospital stay of at least three days and involves medical supervision, rehabilitation services, and the assistance of skilled nursing professionals.

Coverage for skilled nursing facility services under Medicare and Medicare Supplement insurance includes necessary medical services such as physical therapy, occupational therapy, and other rehabilitative services that require the expertise of licensed healthcare professionals. It is important to note that coverage is generally contingent upon meeting specific conditions established by Medicare, including the need for skilled care and a previous hospitalization.

Other options do not represent the scope of skilled nursing care accurately. The first option suggests that only long-term custodial care is covered, which is incorrect since custodial care is not a focus of skilled nursing services. The second option refers to home care services, which are distinct from services provided in a skilled nursing facility. Finally, the last option asserts that there is no coverage for nursing facilities, which contradicts the provisions of Medicare Supplement insurance for skilled nursing care that is actually covered under specific circumstances.