What is one condition an insurer must follow during the Medicare Supplement open enrollment period?

During the Medicare Supplement open enrollment period, insurers are required to offer any plan they sell to eligible beneficiaries. This period typically lasts for six months, starting the first month a person is enrolled in Medicare Part B and is at least 65 years old. During this time, consumers cannot be denied coverage or charged higher premiums based on pre-existing health conditions, making it a critical time for individuals to select a plan that meets their needs.

This requirement helps ensure that everyone has access to the same options regardless of their health history, encouraging a fair and equitable insurance marketplace for those seeking additional coverage beyond Medicare. The ability to choose any plan available is essential for providing beneficiaries with the flexibility to find the coverage that best suits their individual circumstances.