When a consumer first enrolls in Medicare Part B at age 65 or older, they have a ______ right to buy a Med Sup insurance policy for 6 months.

When a consumer first enrolls in Medicare Part B at age 65 or older, they have a guaranteed right to buy a Medicare Supplement (Med Sup) insurance policy for six months. This period is often referred to as the "open enrollment period." During this time, individuals cannot be denied coverage or charged higher premiums due to pre-existing conditions. This guaranteed right ensures that consumers can access the necessary supplemental coverage without facing health-related barriers, making it a crucial consumer protection feature of Medicare.

Having this guaranteed right helps to foster better healthcare outcomes by enabling beneficiaries to obtain comprehensive coverage that works in tandem with Medicare Parts A and B, ensuring they have reduced out-of-pocket costs for medical services.