Which of the following is NOT a key reason consumers choose Medicare Supplement insurance?

The reason consumers often do not select Medicare Supplement insurance for immediate coverage without a waiting period is that all standardized Medicare Supplement plans typically begin coverage right away for services covered under Original Medicare, as long as the applicant enrolls during their open enrollment period. This is a common aspect of these plans, making it a feature rather than a distinctive factor that influences choice.

The other options highlight key benefits that consumers actively seek when considering Medicare Supplement insurance. For instance, the ability to choose any doctor that accepts Original Medicare appeals to those who want flexibility in their healthcare choices. Predictable out-of-pocket costs are highly valued by consumers looking to manage their expenses and budget effectively. Additionally, coverage when traveling within the US is a significant draw for many, as it ensures that they can access healthcare services regardless of their location. Together, these advantages contribute to the attractiveness of Medicare Supplement insurance, emphasizing the reasons for enrollment rather than highlighting any waiting periods associated with other insurance types.