Which of the following is NOT a requirement for being eligible for Med Sup insurance?

Prepare for the AARP Medicare Supplement Insurance Plans Certification Test. Explore multiple choice questions with detailed hints and explanations. Boost your knowledge and confidence for the exam!

The correct choice reflects that passing a health assessment is not a requirement for eligibility for Medicare Supplement insurance. Medigap policies, which are another name for Medicare Supplement insurance plans, are designed to help pay for some of the healthcare costs that Original Medicare does not cover, such as copayments, coinsurance, and deductibles.

To be eligible for a Medigap plan, an individual must indeed be enrolled in both Medicare Part A and Part B, and they must also be a resident of the state where they are applying for coverage. Additionally, although many people purchasing these plans are 65 or older, it is not a strict requirement because some individuals under 65 who qualify for Medicare due to a disability or certain health conditions can also purchase Medigap coverage. However, passing a health assessment is not a barrier to entry; individuals cannot be denied a Medigap policy based on their health status within the open enrollment period. This flexibility is designed to ensure that Medicare beneficiaries have access to the necessary supplemental coverage regardless of their health conditions.

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