Which response is true about consumers eligible for a level 2 rate?

Consumers eligible for a level 2 rate may be underwritten with existing conditions, meaning that their health status can influence their eligibility and the terms of their coverage. This means that individuals might have to provide information about their medical history, and based on that information, the insurance provider can adjust the terms, including potential premiums or exclusions related to pre-existing conditions.

In this context, the other options do not accurately reflect the conditions surrounding a level 2 rate. For example, not all individuals at this level automatically qualify for discounts, as discounts typically depend on specific criteria or adherence to certain health or lifestyle standards. Similarly, consumers eligible for a level 2 rate are not always offered a standard rate, as factors such as underwriting can influence the premium they may be required to pay. Lastly, while it is possible that some may end up paying higher premiums based on the underwriting of existing conditions, this is not a definitive characteristic associated with level 2 rates overall, as it varies based on individual circumstances.