Which statement describes Medicare Supplement Plans in relation to Medicare Advantage plans?

Medicare Supplement Plans, also known as Medigap policies, are specifically designed to complement Original Medicare (Parts A and B) by covering additional out-of-pocket costs such as copayments, coinsurance, and deductibles. They cannot be used in conjunction with Medicare Advantage plans because when an individual selects a Medicare Advantage plan, they are opting for a private insurance alternative that includes Medicare coverage, typically covering most of the costs that Medigap plans would cover.

This means that if a person is enrolled in a Medicare Advantage plan, they do not have the option to purchase a Medicare Supplement Plan, as the two operate under different frameworks and do not work together. Thus, the statement accurately reflects the relationship by specifying that Medicare Supplement Plans and Medicare Advantage plans are mutually exclusive in their coverage choices, ensuring that individuals can fully utilize either option but not both simultaneously.